Owing To His Undeniable Experience And Managerial Excellence, Luiz Carlos Trabuco Will Be At Banco Bradesco For Many Years To Come

Business success in the modern world is significantly pegged on innovation. Organizations that are successfully able to differentiate their products or services from those of their competitors are often able to attract a higher number of customers. This is a strategy that Brazilian bank, Banco Bradesco has consistently adhered to throughout its seven decades of existence. Under the leadership of its founder, Amador Aguiar, the bank was one of the earliest adopters of digital technology in the Brazilian banking industry. Currently, the push for innovative differentiation is being driven by Luiz Carlos Trabuco, the bank’s president.

Luiz Carlos Trabuco has spent his entire adulthood at Banco Bradesco. The native of the small city of Marilia joined the large financial institution in 1969 when he was only aged 18 as a clerk. He quickly rose from the entry-level position in the coming years and was soon after working at the lender’s head office in Brazil’s capital. He would go on to become one of the youngest directors at the bank following his appointment to the post of marketing director in 1984. He considerably excelled in the role and will mainly be remembered for growing the bank’s media presence at a time when it was undertaking an aggressive expansion drive. By 1999, he was already being considered by the Banco Bradesco board to become the bank’s third president. The bank, however, decided to go with the more experienced Marcio Cypriano as Luiz Carlos Trabuco was considered to be still too young at the age of 47. When Mr. Cypriano’s time to retire came ten years later, the board finally decided to appoint Luiz Carlos Trabuco to the position.

Read more: Trabuco will assume the presidency of Bradesco’s board; bank to appoint new chief executive in March


Up until the time of Luiz Carlos Trabuco’s appointment as Banco Bradesco president, the primary growth strategy in the Brazilian banking industry was acquiring smaller financial institutions. Unfortunately, however, the economic troubles that plagued the Brazilian economy in 2009 prevented Luiz Carlos Trabuco from employing this move as the strategy to grow the bank. The global financial crisis that had occurred in 2008 had significantly reduced the available investment opportunities in most markets, including Brazil. Consequently, the innovative Trabuco decided to shift to a slower, but still useful, organic approach according to istoedinheiro.com.br. As a result of this strategic shift, Banco Bradesco was still able to open up over 200 new branches and maintain its profitability in 2009.

Luiz Carlos Trabuco continued to employ this organic approach until a viable acquisition opportunity presented itself in 2015. That year, it was announced by HSBC that it would be looking to sell its banking business in Brazil according to folha.uol.com.br. Despite being smaller than some of the other interested banks, Banco Bradesco moved quickly, under the guidance of Luiz Carlos Trabuco, to initiate the deal. The final price agreed upon by both parties was a significant $5.2 billion figure. That said, the multi-billion dollar deal allowed Bradesco to expand at one go what it would have taken the organic approach six years to accomplish. More importantly, it also enabled Banco Bradesco to realistically threaten Itau Unibanco for the top spot among private banks in the country.

What Luiz Carlos Trabuco has accomplished in the 48 years that he has been at Banco Bradesco is no meager feat. It has taken considerable passion and drive. Even as the bank’s president, Luiz Carlos Trabuco continues to set an example for his employees by being in the office for at least 12 hours a day. He also regularly carries on his duties at the bank into business meetings. He also employs leadership style that greatly leans towards mentorship, consequently ensuring that the leadership standard at the bank remains consistently high.

Find more about Luiz Carlos Trabuco: http://www.valor.com.br/financas/5153264/bradesco-novo-presidente-saira-do-corpo-executivo-afirma-trabuco

Equities First Holdings Provides Loans for Wealth South African Investors

Equities First Holdings is an international company that provides financial aid for those involved in the securities industry. Their primary target are investors that already have a relatively high net worth. They provide an alternative borrowing route since many traditional lending institutions are closing their doors to the securities lending sector due to the economic climate. They are growing rapidly with their margin loans and stock-based loans.

They are very enticing for borrowers that need their investment funds quickly. They are very unique in their market because they take stock market shares as collateral. The loans requirements and terms are much stricter than they were in the past and EFH is one of the only options out there for large scale futures lending.

About: Equities First

Stock based loans are considered to have more stability due to the borrowers ability to pull their funds out of the market with minimal losses. Three year loans can still have risk due to market fluctuations, but advanced traders will be able to get themselves out of a bad investment quickly. Loans in other industry sectors have more risk factors and uncertainty. Interest usually fixed at a certain rates of interest without any gimmicks. Typical interest rates in this market are between three to four percent.

Al Christy is their Founder and current CEO of the company. The company was founded in 2002 and they hold their main offices in Indianapolis and New York City. They also operate with clients in Europe, Australia, Asia and South Africa. The company has completed more than $1.4 billion in financial loan.

EFH has a crack team of professionals that manage lending in all corners of the Earth. Their staff includes: Vincent DeFilippo as the Chief Executive for Asia, Jeff Smith as their managing director, Simon Moore as their Chief Risk Officer, Julie LaPoint as the Director of Operations, Joe McCarthy as the Director of Trading, John Thoe as the Director of Production, Brandon Russell as the Director of Marketing & Communications, Katie Shore as the Senior Operations Manager, Mitchell Hopwood as the Managing Director, Australia and many others.

Local Dallas Bank Purchases Princeton Based College Savings Bank

The growth of the Dallas, Texas based Nexbank has continued as the fast growing financial giant has added another new arm to its areas of business in the form of a college savings plan specialist institution. The College Savings Bank based in Princeton, New Jersey is the latest acquisition announced by Nexbank as they look to continue a period of growth that began with the arrival of John Holt as CEO and President; neither Nexbank or College Savings Bank have released details of the deal that completed the purchase of this well known banking institution.

The College Savings Bank was created in 1987 in Princeton, New Jersey as an institution dedicated to providing the best possible options for successfully completing the 529 college savings plans that have been established across the U.S. Nexbank was drawn to buying the College Savings Bank because of the nationwide reputation of the financial institution that includes 529 plans managed for state agencies in Indiana and Arizona.

Nexbank has been growing at a fast rate since investment and financial specialist John Holt took control of this historic bank in 2011. Despite the recent growth of the bank it has a historic charter dating back to 1922 that provides a basis on which the recent growth of the company has been based.

Nexbank continues to provide personal banking options for customers, such as personal savings and checking accounts, but also provides more commercial based banking options for a variety of customers. The other main areas of interest for Nexbank are the investment and mortgage areas that have resulted in Nexbank managing more than $3 billion in assets for customers from across the U.S.